Motorists need to be cautious when driving in adverse weather conditions. In some cities, residents wake up to snowy weather, which can be extremely hazardous when on the road.
Adverse weather conditions are situations brought on by weather changes that require motorists to drive more cautiously and adjust their usual habits.
When driving on icy roads, be prepared and stay safe. It is recommended to reduce your speed and increase the following distance between yourself and the vehicle in front, allowing for longer braking distances.
Additionally, check your tyres and maintain proper vehicle maintenance routines. Avoid sudden acceleration or braking on slippery roads.
“South Africans are not very familiar with this type of extreme weather. Therefore, they need to familiarise themselves with the required safety guidelines as well as news and weather Apps.” says Greta Goosen, head of customer experience at MiWay Insurance.
Goosen added that when planning a trip, one needs to check the road conditions. This additional measure could help motorists avoid getting trapped on some mountain passes. Avoidance is always the best precautionary measure.
It is important to have insurance that covers accidents and damage caused by adverse weather conditions.
While insurance may not be the first thing people consider when these weather conditions occur, it does play a vital role in protecting drivers and their vehicles in the event of accidents or damage caused by adverse weather and road conditions.
In the events that there is an accident, you can contact your insurer’s emergency call centre, and you will be guided through your emergency protocols.
The claims process starts with the insured driver logging an insurance claim and submitting all relevant documentation quickly and accurately. Once the claim has been logged and the required documents received, the claim is allocated to a representative who will then conduct all the necessary investigations.
Once your insurer has your information, an assessment of the damage will be done
It is important to remember that this process takes some time, depending on the nature of your insurance claim.
